Compliance and Cyber Coverage Breakdown

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The healthcare sector has become a primary target for cyber hackers, and bad actors have targeted everything from large hospital systems to small medical practices. Data breaches can be costly and difficult to manage, and most healthcare organizations are likely to face one. There are three main causes of a data breach: a malicious/criminal attack, a system glitch, or human error. You may be asking yourself, what could or should you do in order to mitigate the risk?

Most Medical Malpractice polices already have some complimentary coverage included. Clients of our sister company, MedMal Direct receive $50,000 complimentary Cyber and Compliance coverage with their professional liability policy. While $50,000 may be sufficient for a smaller practice, it can easily be exhausted with one claim from a larger establishment. CorePRO is able to provide increased limits that complement what is already provided in MedMal Direct’s policy. Contact us today to get the process started!



Regulatory Coverage
Defense of Medical Board
Action/Disciplinary Action
Coverage for legal expenses.
HIPAA/EMTALA Action Coverage for legal expenses.
Allegations of Medicare/
Medicaid Fraud and Abuse
Coverage for legal expenses arising out of Medicare or Medicaid
investigations due to alleged billing errors and omissions.
  Coverage Details
Multimedia Insurance Coverage for claims alleging copyright or trademark infringement, libel or slander, or plagiarism. Covers both online and offline media.
Security & Privacy Liability Coverage for damages, expenses and claims resulting from a breach of a third party’s privacy as a result of: 1. Unauthorized access or use of your computer system 2. Failure to disclose a security breach in a timely manner 3. Failure to prevent transmission of malicious code 4. Failure to prevent your computer system from participating in a denial of service attack
Privacy Regulatory Defense
and Penalties
Coverage for defense expenses and regulatory fines and penalties for regulatory proceedings resulting from privacy law violations
Privacy Breach
Response Costs
Coverage for costs associated with a privacy breach response, including:
1. Patient notification expenses
2. Patient call center support and credit monitoring
Network Asset Protection Coverage for amounts incurred to recover and/or replace data that is
compromised, damaged, lost, erased or corrupted due to accidental
damage or destruction of electronic media or computer hardware,
administrative or operational mistakes in the handling of electronic data,
or computer crime/attacks.
Cyber Extortion Coverage for extortion expenses and extortion monies as a direct result
of a credible cyber extortion threat.
Cyber Terrorism Coverage for income loss and interruption expenses as a result
of an interruption of the insured’s computer system due to a
cyber-terrorism attack.